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VISA Account

Our VISA Account is an everyday account for customers, which allows customers access to a VISA debit card.

VISA Account

VISA Account

Our VISA Account is our main everyday account for customers, which allows you access to a VISA debit card. The account is designed for a variety of access options to be linked to the product to make your day to day banking even easier.

This, combined with access to our Infolink telephone banking and Netlink Internet banking services make the VISA Account suitable for everyone.

Features
  • Use your own funds (funds are at call) and/or an overdraft facility.
  • Over the counter, VISA debit card access, personal or corporate cheque access.
  • Access to BPAY and direct debit transactions for bill payment.
  • Direct crediting available for payroll.
  • Transaction record book and regular statement facilities available.
  • Periodical payments and direct debiting for regular payments
  • Direct crediting of regular income (Quote BSB 803 070)
  • Infolink telephone banking and Netlink Internet banking service available 24 hours
  • Funds are at call.
  • No minimum balance restrictions.
  • When using an EFTPOS facility and choosing 'CREDIT' you can transact the entirety of your account balance. However, when selecting 'SAVINGS' you will have a $1,000 per day, per customer limit.
  • Cash withdrawals of up to $3,000 per day, per account when you come into a WAW Service Centre. Amounts in excess of this require 24 hours notice.
  • Cash withdrawals of up to $1,000 per day, per customer on ATM and EFTPOS transactions combined. Individual ATMs may have daily transaction limits.
Rates
Up to $4,999.99 0.01% p.a.
*$5,000 to $19,999.99 0.05% p.a.
*$20,000 to $49,999.99 0.10% p.a.
*$50,000 and over 0.15% p.a.

*Interest paid on full account balance
 

Download our Deposit Interest Rate Schedule here

Fees
 
Transaction type   Cost
Personal Cheque Processing  

Per cheque

$0.40

Over-the-Counter Deposits    
  S21 eAccess A/c $0.75
  S3 Business A/c first 2 in any month free, then $0.75
  All other Accounts Nil
Over-the-Counter Cash Withdrawals S21 eAccess A/c   $2.00
  All other accounts first 3 in any month free, then $2.00
Direct Debits Per Transaction $0.40
BPAY Per Transaction $0.40
Netlink Internet Banking All transactions (excluding BPAY) Nil
Infolink Telephone Banking All transactions (excluding BPAY) Nil
Redicard /VISA Card Usage Fees and charges are calculated on the combined transaction total in any month per membership using Redicard and/or VISA Card
Eftpos transactions First 2 transactions in any month Nil
  Subsequent transactions in any month $0.60
rediATM transactions First 3 transactions in any month Nil
  Subsequent transactions in any month $1.00
  Enquiry / Decline $0.60
Non-rediATM Transactions Withdrawals $0.20
  Declined Transactions $0.60
NOTE: Non- rediATM transactions may also attract direct charges levied by the owner of the ATM.
 

Download our Transaction Fees and Charges Schedule here

How To Apply

If you are interested in opening this transaction account, please click on the link below to fill out our online enquiry form with your name, contact details and the product you are interested in. One of our dedicated account staff will contact you to further the application process.

Alternatively, you can contact us on 1300 368 555 and ask to speak to one of our transaction account specialists.

Enquire Now