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Savings Investment

Higher interest than an everyday transaction account with the flexibility to access your money when you need it.

Savings Investment

Savings Investment Account

A savings investment account provides you with higher interest than an everyday transaction account along with the flexibility to access your money when you need it. It can also be linked to a rediCard facility to make transacting easier.

The tiered interest rate structure encourages you to invest higher amounts and maximise your earnings.

Features
  • Funds available at call.
  • rediCard facility available.
  • Over the counter, card, personal or corporate cheque access.
  • Access to BPAY and direct debit transactions for bill payment.
  • Direct crediting available for payroll (BSB 803-070).
  • Periodical payments and direct debiting for regular payments.
  • Infolink telephone banking and Netlink Interiet banking available 24 hours.
  • No minimum balance restrictions.
  • Cash withdrawals up to  $3,000 per day, per account. Amounts in excess of this require 24 hours notice.
  • Cash withdrawals of up to $1,000 per day, per customer on ATM and EFTPOS transactions combined. Individual ATMs may have daily transaction limits.
Rates
Up to $9,999.99             0.05%
$10,000 to $19,999.99 0.07%
$20,000 to $49,999.99 0.10%
$50,000 and over 0.15%

Interest paid on full account balance

Download our Deposit Interest Rate Schedule here

Fees
 
Transaction type   Cost
Personal Cheque Processing  

Per cheque

$0.40

Over-the-Counter Deposits    
  S21 eAccess A/c $0.75
  S3 Business A/c first 2 in any month free, then $0.75
  All other Accounts Nil
Over-the-Counter Cash Withdrawals S21 eAccess A/c   $2.00
  All other accounts first 3 in any month free, then $2.00
Direct Debits Per Transaction $0.40
BPAY Per Transaction $0.40
Netlink Internet Banking All transactions (excluding BPAY) Nil
Infolink Telephone Banking All transactions (excluding BPAY) Nil
Redicard /VISA Card Usage Fees and charges are calculated on the combined transaction total in any month per membership using Redicard and/or VISA Card
Eftpos transactions First 2 transactions in any month Nil
  Subsequent transactions in any month $0.60
rediATM transactions First 3 transactions in any month Nil
  Subsequent transactions in any month $1.00
  Enquiry / Decline $0.60
Non-rediATM Transactions Withdrawals $0.20
  Declined Transactions $0.60
NOTE: Non- rediATM transactions may also attract direct charges levied by the owner of the ATM.
 

Download our Transaction Fees and Charges Schedule here

How To Apply

If you are interested in opening this savings account, please click on the link below to fill out our online enquiry form with your name, contact details and the product you are interested in. One of our dedicated account staff will contact you to further the application process.

Alternatively, you can contact us on 1300 368 555 and ask to speak to one of our savings account specialists.
 

Enquire Now