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My Goal

Set savings targets for bonus interest rate incentives.

My Goal

My Goal Savings Account

A My Goal account allows you to set a target for any amount you want to save. It also provides a bonus interest incentive to keep your savings on track.

Your money starts earning interest from day one, and whilst your funds are available on call, we think the bonus interest you can earn by not making any withdrawals will keep you saving towards your goal.

Features
  • Standard 0.25% base interest rate.
  • Bonus additional 2.20% interest earned by making a minimum monthly deposit of $250 and making no withdrawals in the month.
  • Direct crediting (for payroll credits) and regular transfers to account available.
  • Infolink telephone banking and Netlink Internet banking available 24 hours.
  • Cash withdrawals of up to $3,000 per day.
Rates
$0.01 and over 0.25% p.a.
*Bonus rate 2.45% p.a.


*Bonus rate is the base interest of 0.25% plus an additional 2.20% interest and is reached by making a minimum monthly deposit of $250 with no withdrawals on this account in the calender month.
 

Download our Deposit Interest Rate Schedule here

Fees
 
Transaction type   Cost
Personal Cheque Processing  

Per cheque

$0.40

Over-the-Counter Deposits    
  S21 eAccess A/c $0.75
  S3 Business A/c first 2 in any month free, then $0.75
  All other Accounts Nil
Over-the-Counter Cash Withdrawals S21 eAccess A/c   $2.00
  All other accounts first 3 in any month free, then $2.00
Direct Debits Per Transaction $0.40
BPAY Per Transaction $0.40
Netlink Internet Banking All transactions (excluding BPAY) Nil
Infolink Telephone Banking All transactions (excluding BPAY) Nil
Redicard /VISA Card Usage Fees and charges are calculated on the combined transaction total in any month per membership using Redicard and/or VISA Card
Eftpos transactions First 2 transactions in any month Nil
  Subsequent transactions in any month $0.60
rediATM transactions First 3 transactions in any month Nil
  Subsequent transactions in any month $1.00
  Enquiry / Decline $0.60
Non-rediATM Transactions Withdrawals $0.20
  Declined Transactions $0.60
NOTE: Non- rediATM transactions may also attract direct charges levied by the owner of the ATM.
 

Download our Transaction Fees and Charges Schedule here

How To Apply

If you are interested in opening this savings account please fill out our online enquiry form and one of dedicated accounts staff will contact you on the details you provide so we can further the application process. We will need your name, contact details and the product you are interested in taking out, we can help you do the rest. 

Alternatively, you can contact us on 1300 368 555 and ask to speak to one of our savings account specialists.

Enquire Now