Insure For Your Business Office Package

Ideal cover for office-based businesses.

Specifically tailored to suit office-based businesses, this insurance protects against risks facing this type of business.

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The policy covers you for incidents relating to property damage through fire or other unforeseen events, business interruption, crime (which combines theft, money and glass damage), machinery breakdown, electronic equipment, broadform (i.e. both public and product) liability; and general property.

Specific benefits include:

  • Accidental damage covered up to 100% of the sum insured

  • Capital additions up to 10% of the total sum insured or $500,000 whichever is less

  • Automatic replacement of glass

  • Landscaping up to $20,000

  • Requirements of statutory authorities up to 50% of the total cost of reinstating the property

  • Search and find up to $25,000

  • Temporary protection up to $25,000

  • Removal of debris up to $25,000

  • Fire extinguishment up to $25,000

  • Claims preparation costs of up to $20,000

  • Care, custody and control up to $100,000

  • Temporary removal of contents up to 30% of sum insured

  • Additional cost of working up to $50,000

  • Theft without forcible entry up to $5,000 for loss or damage to contents

  • Replacement of locks up to $5,000

  • Rewriting of records up to $10,000

 

There are also a number of additional cover options to select, depending on the nature of your business. These include employee dishonesty, taxation audit, deterioration of stock in cold storage, electronic data, increased cost of working and the option to increase the coverage for crime-related incidents.

Need to make a claim?

Don’t wade through paperwork. Just call QBE’s 24-hour emergency claims hotline 
1300 734 729 and in most cases, you can provide details over the phone.

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Call 1300 368 555

Got questions? Give us a call on 1300 368 555 and we'll help you out.

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